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Portugal residency by investment

Portugal's residence permit for investment (ARI) requires EUR 500,000 in a qualifying non-real-estate investment fund, EUR 500,000 in scientific research (EUR 400,000 in low-density territory), EUR 250,000 in cultural heritage or artistic production (EUR 200,000 in low-density territory), EUR 500,000 in a Portuguese company creating five permanent jobs, or the creation of ten jobs with no fixed capital amount; property purchase has not qualified since 7 October 2023.

Routes and amounts

Qualifying routes, Portugal. Amounts in euros, before government fees and professional costs.
RouteTypeMinimumLow-density territoryWhat qualifies
Investment fundfundEUR 500,000SameUnits in non-real-estate collective investment undertakings under Portuguese law, maturity at least 5 years, at least 60% invested in companies headquartered in Portugal
Scientific researchdonationEUR 500,000EUR 400,000Capital applied to research activities at public or private institutions in the national scientific and technological system
Cultural heritage or artistic productiondonationEUR 250,000EUR 200,000Support to artistic production or to the recovery and maintenance of national cultural heritage, through qualifying public bodies or public-utility foundations. Not returned to the investor
Company and jobscompanyEUR 500,000SameIncorporate a company headquartered in Portugal creating 5 permanent jobs, or increase the capital of an existing company creating 5 permanent jobs or maintaining 10 jobs (5 permanent), for at least 3 years
Job creationcompanyNo fixed amount8 jobs in low-density territoryCreate at least 10 jobs in Portugal. No minimum capital amount is set; the jobs are the requirement

Routes as listed in article 3(1)(d) of Lei 23/2007 as amended1,2.

Key facts

Programme
Residence permit for investment (ARI)
Status
open
Authority
AIMA (Agency for Integration, Migration and Asylum)
Legal basis
Lei 23/2007 art. 90-A, as amended by Lei 56/2023
Permit
Temporary residence, 2 years, renewable while the investment is held
Minimum stay
7 in the first year, 14 in each subsequent period
Permanent residence
After 5 years
Citizenship
10 (7 for EU and CPLP nationals) under Lei Orgânica 1/2026, counted from the grant of the permit
Family included
Spouse or partner, dependent children, dependent parents
Property route
No
Last verified

What the amounts mean

The figures are the capital that must reach the qualifying asset, not the cost of applying. The fund route means EUR 500,000 in units of a collective investment undertaking under Portuguese law that does not invest in real estate, matures in at least five years and places at least 60% of its capital in companies headquartered in Portugal1,2. Subscription, legal and government fees sit on top.

The EUR 250,000 cultural route is a donation and is not returned2: the smallest figure in the table and, because the capital is spent, the costliest. The research route is classed as donation-like for the same reason2. The job-creation route has no capital figure; ten jobs, or eight in a low-density territory, are the requirement2. Whichever route is chosen, the investment is held for at least five years, confirmed by a declaration on honour, and may not be directed, directly or indirectly, at real estate2,3. Property purchase and the EUR 1.5 million capital-transfer route ended on 7 October 2023 with Lei 56/20233.

Government fees are set by Portaria 307/2023 and revised5. Figures published by legal advisers in 2026 put the AIMA charges at about EUR 6,300 to EUR 6,950 per person for the application and first card and about EUR 3,000 to EUR 3,800 per renewal; confirm the current tariff with AIMA before budgeting1,5.

Stay rules and renewal

Portugal asks for 7 days of presence in the first year and 14 days in each subsequent two-year period, the lowest stated requirement in the dataset1,2. The permit is issued for two years and renewed while the investment is held1. Renewals have run online through AIMA's portal since 16 February 20261.

AIMA has carried a backlog since 2023; the government undertook in October 2025 to clear pending files during 2026. No processing-time estimate is published here because the authority publishes none1.

Family

Article 98 of Lei 23/2007 allows the spouse or a partner of at least two years, minor children, dependent adult children in education and dependent parents to join the main applicant2. Reunification may be requested with the main application and depends on it2.

Applicants must be third-country nationals with no conviction punishable in Portugal by more than a year, no entry ban or Schengen alert, recognised health insurance, a tax and social security clearance issued within 45 days, and lawful presence when biometrics are taken1,2.

Citizenship position

Permanent residence is available after five years of legal residence under article 80 of Lei 23/2007, and a specific permanent ARI permit is issued2. Naturalisation changed on 19 May 2026 under Lei Orgânica 1/2026: ten years of legal residence for most third-country nationals, seven for EU and CPLP nationals, counted from the grant of the permit rather than from the application4. Applications pending on 19 May 2026 continue under the previous five-year rule4. Integration requirements include Portuguese at A2 level and a knowledge test4.

An earlier version of the reform, adopted in October 2025, was partly struck down by the Constitutional Court in December 2025 (Acórdão 1133/2025) before the current text passed4. The 2026 law did not change the residence permit for investment itself4. A permit granted today reaches permanent residence in five years and eligibility for naturalisation in ten.

Sources

  1. Autorização de Residência para Investimento, Art. 90.º-A. AIMA. Accessed 3 September 2026.
  2. Lei n.º 23/2007, de 4 de julho (legal regime of entry, stay, exit and removal of foreigners), consolidated. Diário da República. Accessed 3 September 2026.
  3. Lei n.º 56/2023, de 6 de outubro (Mais Habitação), amending the ARI regime. Diário da República. Accessed 3 September 2026.
  4. Lei Orgânica n.º 1/2026, de 18 de maio, amending and republishing the Nationality Law (Lei n.º 37/81). Diário da República n.º 95/2026, Série I. Accessed 3 September 2026.
  5. Portaria n.º 307/2023, de 13 de outubro (fee table for visas and residence permits). Diário da República. Accessed 3 September 2026.